<meta name='description' content='Provide compliant protocol analysis, PagoRUT/Compraquí QR payments, BE Pass / BE Face authorization integration, card controls and account statement APIs with runnable source code delivery for BancoEstado applications.' /> <meta name='keywords' content='BancoEstado, PagoRUT, Compraquí, Pasaje QR RED, OpenBanking, OpenFinance, QR payments, API integration, protocol analysis' /> <style> :root{--bg:#f6f9fb;--card:#ffffff;--accent:#0072c6;--muted:#556574;--glass:rgba(0,114,198,0.06);font-family:Inter,system-ui,Arial,'Helvetica Neue',sans-serif} *{box-sizing:border-box} body{margin:0;background:linear-gradient(180deg,#eaf6ff 0%,#f6fbff 100%);color:#07354a;padding:32px;display:flex;justify-content:center} .wrap{width:100%;max-width:1100px} header{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px} .brand{display:flex;gap:14px;align-items:center} .logo{width:64px;height:64px;border-radius:12px;background:linear-gradient(135deg,#0b61a4,#00a3ff);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700} h1{margin:0;font-size:20px} p.lead{margin:4px 0 0;color:var(--muted);font-size:13px} .hero{background:linear-gradient(90deg,rgba(0,0,0,0.04),rgba(0,0,0,0.01));padding:22px;border-radius:12px;display:grid;grid-template-columns:1fr 340px;gap:18px;align-items:start} .tag{display:inline-block;padding:6px 10px;border-radius:999px;background:var(--glass);color:var(--accent);font-weight:600;font-size:13px;margin-bottom:12px} .features{margin-top:12px;display:grid;gap:10px} .feature{background:#fff;border:1px solid rgba(0,114,198,0.08);padding:12px;border-radius:8px;color:#083748} .cta{margin-top:14px;display:flex;gap:12px} .btn{padding:10px 14px;border-radius:10px;background:var(--accent);color:#fff;text-decoration:none;font-weight:700} .btn.ghost{background:transparent;border:1px solid rgba(0,114,198,0.12);color:var(--accent)} .card{background:var(--card);padding:16px;border-radius:12px;border:1px solid rgba(0,114,198,0.04)} .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px;margin-top:18px} pre.code{background:#0f1f2a;color:#e6f2ff;padding:12px;border-radius:8px;overflow:auto;font-family:ui-monospace,SFMono-Regular,M enlo,Monaco,'Courier New',monospace;font-size:13px} details{background:var(--card);border-radius:12px;padding:12px;border:1px solid rgba(11,34,60,0.04)} details summary{cursor:pointer;font-weight:700;color:var(--accent);outline:none} footer{margin-top:22px;color:var(--muted);font-size:13px;display:flex;justify-content:space-between;align-items:center} @media (max-width:980px){.hero{grid-template-columns:1fr}} </style> </head> <body> <div class='wrap'> <header> <div class='brand'> <div class='logo'>BE</div> <div> <h1>BancoEstado API Integration · OpenFinance / OpenData</h1> <p class='lead'>Compliance protocol analysis and runnable backend delivery for PagoRUT, Compraquí QR, Pasaje QR RED, and card controls – with BE Pass / BE Face integration.</p> </div> </div> <div style='text-align:right'> <div style='font-weight:700;color:#0b2b46'>Starting at $300 · Compliance Delivered</div> </div> </header> <section class='hero'> <div> <div class='tags'> <div class='tag'>OpenBanking</div> <div class='tag'>PagoRUT / QR</div> <div class='tag'>BE Pass / BE Face</div> <div class='tag'>Protocol Analysis</div> </div> <h2 style='margin:0 0 8px'>Securely connect BancoEstado accounts, QR payments, and card controls to your system</h2> <p style='color:var(--muted);margin:0 0 12px'>We provide reverse-engineering of BancoEstado client protocols (with proper authorization), OpenData / OpenFinance style interface modeling, and runnable back-end implementations (Node.js / Python / Go). Supports PagoRUT, Compraquí, Pasaje QR RED, card lock/unlock, BE Pass/BE Face authentication flow reconstruction, and statement export.</p> <div class='features'> <div class='feature'><strong>User authorization & session management</strong> — Token handling, refresh, and multi-factor authentication support.</div> <div class='feature'><strong>PagoRUT / Compraquí QR payments</strong> — Capture, callbacks, and simulated settlement flows.</div> <div class='feature'><strong>Card controls</strong> — Real-time lock/unlock, NFC toggle, and transaction monitoring.</div> <div class='feature'><strong>Electronic statements</strong> — Exportable statements in JSON/CSV/PDF/Excel with categorization.</div> </div> <div class='cta'> <a class='btn' href='/contact.html'>Get a Quote</a> <a class='btn ghost' href='#deliverables'>View Deliverables</a> </div> </div> <aside class='card'> <h3>Why choose this solution</h3> <ul style='padding-left:18px;color:var(--muted)'> <li>Familiar with Latin American payment landscapes and local regulations</li> <li>Deployable SDKs and OpenAPI docs</li> <li>Auditable authorization, privacy minimization and data retention guidance</li> <li>Supports offline ticketing & transit scenarios (Pasaje QR RED) and scan-to-pay</li> </ul> </aside> </section> <section id='deliverables' style='margin-top:18px'> <h2 style='font-size:18px;margin-bottom:8px'>Deliverables & Technical Plan</h2> <div class='grid'> <div class='card'> <h3>Standard Deliverables</h3> <ul style='padding-left:18px;color:var(--muted)'> <li>OpenAPI / Swagger specifications</li> <li>Protocol and authorization workflow analysis (OAuth2 / Token / Webhook signatures)</li> <li> runnable server examples (Node.js / Python) with deployment scripts</li> <li>Automated tests, Postman collections, and acceptance criteria</li> <li>Compliance recommendations (data retention, KYC, privacy, and logging)</li> </ul> </div> <div class='card'> <h3>Interface Example: Transaction Reconciliation (pseudo code)</h3> <pre class='code'>POST /api/v1/bancoestado/statement Content-Type: application/json Authorization: Bearer <ACCESS_TOKEN> { "account_id": "cuenta:12345678", "from_date": "2025-09-01", "to_date": "2025-09-30", "channels": ["PagoRUT","Compraquí","Card"] } Response 200 { "status": "OK", "transactions": [ {"id":"TX-0001","date":"2025-09-03","amount":-15000,"currency":"CLP","description":"Compraquí - Shop X","channel":"Compraquí","status":"COMPLETED"}, {"id":"TX-0002","date":"2025-09-05","amount":250000,"currency":"CLP","description":"Deposit to CuentaRUT","channel":"Internal","status":"COMPLETED"} ], "generated_at":"2025-10-01T08:30:00Z" }</pre> </div> <div class='card'> <h3>高级集成示例</h3> <p style='color:var(--muted);margin:8px 0'>Supports: Listener for PagoRUT QR payments, Compraquí authorization flows, Pasaje QR RED ticket verification, temporary card lock / permanent loss, and multi-factor authorization flows for BE Pass/BE Face within the user authorization scope.</p> </div> </div> </section> <section style='margin-top:18px'> <div class='grid'> <div class='card'> <h3>API Integration Guidance (Quick Start)</h3> <ol style='padding-left:18px;color:var(--muted)'> <li>Provide target app identifier and credentials for the integration (whether public API, partner credentials, or test env).</li> <li>Define authorization scheme: Token, BE Pass / BE Face, webhook URLs and signature mechanisms.</li> <li>Design and implement endpoints per OpenAPI, simulate callbacks and error handling.</li> <li>Validation and delivery: provide Postman collections, automated tests and deployment notes.</li> </ol> <p style='color:var(--muted);margin-top:8px'><strong>Note:</strong> All analysis and reconstruction are based on client authorization or publicly permitted interfaces. NDA and compliance reviews may be provided where necessary.</p> </div> <div class='card'> <h3>Compliance & Privacy</h3> <p style='color:var(--muted);margin:8px 0 0'>We follow the principle of least privilege, minimize data retention, and offer guidance on cross-border data handling, logs, and consent. Practical compliance checklists for Chilean regulation and local banking norms are provided.</p> </div> </div> </section> <section style='margin-top:18px'> <div class='grid'> <div class='card'> <h3>About Our Studio</h3> <p style='color:var(--muted);margin-top:8px'>We are a software studio focused on mobile app protocol analysis and compliant API integration. Our team comes from banking tech, payments, and cloud-native engineering, delivering end-to-end services from protocol analysis to runnable code and deployment docs.</p> <ul style='padding-left:18px;color:var(--muted)'> <li>Android & iOS protocol analysis and API recreation</li> <li>OpenAPI documentation, SDK samples and automated tests</li> <li>Security and compliance guidance (KYC, privacy, audit logs)</li> <li>Transparent pricing: starting at $300, with sample-first payments option</li> </ul> </div> <div id='contact' class='card'> <h3>Contact Us</h3> <p style='color:var(--muted)'>To get a quote, submit target App name (provided) and detailed integration needs, please visit our contact page:</p> <p><a href='/contact.html' class='btn' style='display:inline-block;padding:12px 20px;background:#1a73e8;color:white;border-radius:8px;text-decoration:none;font-weight:700'>Visit Contact Page</a></p> </div> </div> </section> <section style='margin-top:22px'> <details> <summary>📄 Original App Full Description (collapsed)</summary> <div class='card' style='margin-top:8px'> <p style='color:var(--muted)'>BancoEstado application excerpt (Spanish source translated):</p> <ul style='padding-left:18px;color:var(--muted)'> <li>PagoRUT / Compraquí QR payments for merchants; PagoRUT for simple payments and collections.</li> <li>Online payments via merchant websites using BE Pass authorization.</li> <li>Pasaje QR RED usage in Santiago public transport; mobile payments for bus, metro, and train tickets.</li> <li>Comprehensive card management: CuentaRUT, checking and electronic checks; lock/unlock; change/reset ATM and merchant passwords.</li> <li>Management of installment payments for credit purchases and utilities payments.</li> <li>Real-time transfers to mobile contacts or new recipients.</li> <li>Balance checks and subscription management; access to savings and investment products; remittance and ticket purchases.</li> <li>BE Pass or BE Face authorization operations, without needing a physical password card.</li> <li>Supported minimum Android version: Android 7.0 (Nougat) and future compatibility to Android 14.</li> </ul> <p style='color:var(--muted);font-size:12px'>Note: This is a translated abstract of the official Spanish description for technical assessment and scenario demonstration. For detailed integration, contact via the provided page.</p> </div> </details> </section> <footer> <div>© 2025 API Integration Studio · OpenFinance · Compliant API Delivery</div> <div style='color:var(--muted)'>Example App: BancoEstado (branco: placeholder). This page is for technical integration showcase and does not replace official documentation.</div> </footer> </div> <div class="related" style="display:none" aria-hidden="true"><a href="https://81k3z.sec00.com">Overseas App API Integration & API Integration Services — Crypto Currency, Banking & Expense Management</a> | <a href="https://81k2e.sec00.com">YONO SBI API Integration and Open Finance (OpenFinance / Protocol Analysis) Solutions</a></div><script defer src='https://static.cloudflareinsights.com/beacon.min.js' data-cf-beacon='{"token": "4926fc6a96aa4af38f8c2085585cec93"}'></script></body> </html>